The 50/30/20 Budget Rule: Does It Actually Work?
You’ve probably heard of the 50/30/20 rule. A senator wrote a book about it. Personal finance blogs repeat it constantly. It gets packaged as the simple, elegant answer to budgeting…
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How to Start Investing with $1,000: A Plain-English Guide
A thousand dollars feels like both a lot and not enough at the same time. It’s enough to matter — enough that losing it would sting. But it doesn’t feel…
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What Happens If You Pay an Extra $200/Month on Your Mortgage
What Happens If You Pay an Extra $200/Month on Your Mortgage By Mark Caldwell | PlainMoneyAdvice.com Most people look at their mortgage statement, see that minimum payment, and write the…
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How to Pay Off $30,000 in Debt in 3 Years (Real Math)
Most debt payoff advice sounds like it was written by someone who has never actually been in debt. This isn’t that. Here’s what the numbers actually look like — and…
